TY - GEN AU - SUBRAMANIAM, T S TI - ATM vulnerabilities, frauds and crimes PY - 2012/// KW - BANKING N2 - Identifying vulnerabilities in the ATM system is an indispensable skill for the auditors of today. The sheer number of the ATM crimes and their wide variety make it very difficult for any person to grasp the essence of the subject. The author, after analysing thirteen hundred cases, has classified the vulnerabilities into four groups viz., customer and bank being cheated, mavhine failure and accidents. This article is an attempt to equip the auditors that would help them in detecting the loopholes that lay hidden in the ATM system ER -