TY - GEN AU - CHANDGADKAAR, D M TI - Credit risk management PY - 2013/// KW - RISK MANAGEMENT N2 - Credit risk management is a critical function in the bank post liberalization and particularly after the implementation of Basel norms in banks to make them globally competitive. Credit risk management is important for banks in view of the fact that their major activity is lending of funds they garnered by way of deposits from the general public. It is essential to ensure saftey and security of funds while generating earnings on the funds by deploying it in the loan as well as investmentportfolio ER -