TY - GEN AU - AGARWAL, SURESH KUMAR TI - Due diligence in credit portfolio PY - 2013/// KW - BANKING N2 - Credit growth of Indian commercial banks had been showing a declerating trend from December 2010 on the back of elevated inflation, interest rates and intensification of supply side constrains. The Fiance year 2011-12 ended with bank credit growthof 19.3% as against 21.5% growth during 2010-11 ER -